Buying a home in San Antonio is more attainable than many people realize. If you are exploring manufactured homes in San Antonio, this guide explains today’s options, typical price drivers, financing paths, and local tips so you can shop with confidence in 2025.

What a manufactured home is in Texas

A manufactured home is a factory-built home constructed to the federal HUD Code and delivered to the homesite. It is not the same as a site-built home or a modular home.

• Manufactured home, built to the HUD Code, carries a red HUD certification label, transported on a steel frame and installed on a permanent foundation system.
• Modular home, built to the International Residential Code, transported as modules and assembled on a permanent foundation, inspected to local building codes.
• Site-built home, constructed completely on the lot, permitted and inspected locally.

For definitions and consumer protections, see the HUD Manufactured Housing Program and the Texas regulator, the TDHCA Manufactured Housing Division.

Quick comparison

Options San Antonio buyers ask for most

San Antonio buyers tend to prioritize value, energy savings in summer, and flexible floor plans that fit multi-generational living. Homes2Go San Antonio offers a wide selection of models, energy-efficient designs, modern interiors, detailed floor plans, and access to top home communities, which aligns well with local needs.

Size and footprint

• Single-section, efficient footprint and lower base cost, often 2 to 3 bedrooms.
• Multi-section, also called double or triple section, larger living areas and primary suites, popular for families needing more space.

Floor plans and lifestyle features

Open-concept living rooms, kitchen islands, split-bedroom layouts for privacy, flex rooms that convert to an office or nursery, and covered porches for outdoor living are top requests. Homes2Go provides expert guidance and detailed floor plans so you can choose a layout that supports your daily routine.

Energy-efficient design

Energy-efficient windows, upgraded insulation, high-efficiency HVAC, and smart thermostats make a real difference in San Antonio’s heat. Choosing these options up front helps reduce monthly utility costs and improves comfort.

Interiors and finishes

Modern interiors are available at many price points. Think durable vinyl plank flooring, shaker cabinetry, tile-look showers, and matte black or brushed nickel fixtures. If you are value focused, prioritize structural and energy upgrades first, then add cosmetic features that matter most to you.

Where the home will live

• Land-lease community, you lease the homesite from a community and pay monthly lot rent. Communities can include amenities like pools, gated entries, and events.
• Private land, you own the land or plan to buy it. This can open mortgage options and may improve long-term equity, but it requires more site preparation.

Homes2Go San Antonio can connect buyers with respected communities and offers guidance whether you plan to place the home on private land or in a park.

What manufactured homes cost in San Antonio in 2025

There are two parts to budgeting, the home itself and the site costs. The final number depends on size, features, delivery distance, foundation type, and whether you are placing the home on land or inside a community.

According to the U.S. Census Bureau’s Manufactured Housing Survey, the average sales price of new manufactured homes in the South has generally ranged from roughly the low 90 thousands to the low 120 thousands in recent years, not including land. San Antonio buyers see a wide range around that average because upgrades, multi-section layouts, and site conditions can raise or lower the total.

Price components to plan for

Every retailer prices packages differently. Always request an itemized, out-the-door quote that shows exactly what is included and what remains your responsibility.

Financing paths for San Antonio buyers

Homes2Go San Antonio works with trusted local lenders and supports first-time buyers, which can simplify this step. Your best financing path depends on whether the home will be titled as personal property or as real property with land.

• Home only, chattel loan. Common in land-lease communities and for buyers who already own land but plan to title the home separately. Terms and rates differ from conventional mortgages.
• Land-home package, mortgage. When the home is permanently installed and titled with the land, many buyers pursue a conventional, FHA, VA, or USDA mortgage depending on eligibility.
• Down payment and credit. Requirements vary by lender, program, and whether the loan includes land. Getting prequalified early helps you set a realistic budget before you shop models.

Pro tip, bring your target monthly payment and a wish list of must-have features to your first visit. That lets your housing consultant tailor model and lender recommendations quickly.

San Antonio rules, taxes, and logistics to know

Buying in the Alamo City touches a few agencies. Understanding them upfront keeps your timeline on track.

• Permits and inspections, If your homesite is inside city limits, contact the City of San Antonio Development Services Department about placement rules, setbacks, and permits. Outside city limits, county or ETJ rules may apply.
• Titling and statements, Texas manufactured homes are titled through the TDHCA Manufactured Housing Division. You will see a Statement of Ownership that shows whether the home is personal or real property and where it is located.
• Property taxes, The Bexar County Appraisal District assesses property. A manufactured home used as your primary residence can be eligible for a homestead exemption when titled as real property with land.
• Wind zone and installation, Most of Bexar County is HUD Wind Zone 1. Your installer must follow the manufacturer’s installation manual and Texas requirements for anchoring and supports.
• Floodplain checks, Use the FEMA Flood Map Service Center to see if your lot lies in a special flood hazard area that requires elevation or additional measures.

If this feels complex, lean on your retailer’s expert guidance. Homes2Go San Antonio provides support throughout the process so you are not navigating local steps alone.

Communities versus private land

Both paths can work well, the right choice depends on budget and long-term goals.

• Community advantages, Lower upfront site costs, amenities, an established neighborhood, and professional on-site management. You will have a monthly lot rent, so factor that into your budget.
• Private land advantages, Build equity in the land, possibility of a traditional mortgage, and more freedom to add porches, carports, or sheds subject to local rules.

Walk a few communities, then visit a couple of land parcels if you are considering that route. Your housing consultant can help you match floor plans to the kind of homesite you pick.

Smart buying tips for manufactured homes in San Antonio

• Start with a monthly payment target, let lenders reverse engineer total price and options that fit.
• Ask for an itemized out-the-door quote, clarify delivery, setup, skirting, steps, and utility connections.
• Verify the red HUD label and data plate, confirm the home meets HUD Code and wind zone for your area.
• Plan energy upgrades first, insulation, windows, and HVAC save money in San Antonio summers.
• Check soil and access, narrow gates, overhead lines, or soft ground can add delivery costs or require prep.
• Confirm permit path and inspections, city, county, or ETJ requirements can affect timeline.
• Get insurance quotes early, manufactured home policies are different from site-built, compare coverages and deductibles.
• Review the Statement of Ownership at closing, ensure the legal description and location are correct.
• Schedule a thorough walk-through, test plumbing, electrical, HVAC, doors and windows, note any items for service.
• Document everything in writing, features, colors, delivery dates, and allowances should appear on your purchase agreement.

Why many buyers choose Homes2Go San Antonio

Homes2Go San Antonio focuses on value and guidance from the first visit to move-in.

• Wide selection of home models so you can compare layouts and finishes side by side.
• Flexible financing options with trusted local lenders, helpful for first-time buyers and unique credit situations.
• Energy-efficient designs and modern interiors to reduce utility costs and elevate everyday living.
• Expert guidance throughout the process, including site planning, permits, and timelines.
• Move-in ready homes when available, a fast path to homeownership without the wait.
• Access to top home communities, plus support if you plan to place your home on private land.
• Detailed floor plans available so you can visualize flow, storage, and furniture placement.
• Support for first-time buyers, clear explanations and step-by-step help at every milestone.

Ready to see options that fit your budget and style, visit Homes2Go San Antonio to connect with a housing consultant.

A simple path to your new home

1. Share your goals, budget, and timeline, visit Homes2Go San Antonio online or in person.
2. Get prequalified with a trusted local lender, understand down payment and target monthly payment.
3. Tour a curated set of models, compare floor plans, energy options, and interior packages.
4. Choose your homesite, a community lot or private land, and confirm local requirements.
5. Review your itemized purchase agreement, verify what is included in delivery and setup.
6. Prepare the site and permits, schedule utilities and foundation, then confirm delivery date.
7. Complete your walk-through and closing, then move in with confidence.

Final word

Manufactured homes give San Antonio buyers real choices, from efficient single-section homes to spacious multi-section layouts, from vibrant communities to private land. With transparent pricing, the right financing, and local know-how, you can unlock homeownership on your terms. When you are ready to take the next step, the team at Homes2Go San Antonio is here to help you compare models, secure financing, and streamline move-in.